Additional borrowing & further advance
Discover how we can guide you through the process of applying for additional borrowing on your mortgage.
Extra borrowing to suit your needs
We know what it’s like. You’ve got exciting goals on the horizon; however, you need a little extra funding to help bring them to life.
Whether you’re planning home improvements, purchasing a new car, or consolidating existing debts, borrowing more on your mortgage can be a smart move. If you’ve decided this feels like the right path for you, now’s the perfect time to talk to the experts.
What we’ll do to help
Understand your reasons
Your reasons for borrowing and adding to your mortgage are personal to you. We listen closely to your goals, ensuring that additional borrowing is the right choice for your situation and, just as importantly, that you can afford the repayments.
Advise on your options
Once we’ve confirmed that additional borrowing is the right choice, we’ll review your budget, looking closely at your income and outgoings. From there, we’ll handle the application process, ensuring everything is in place for a smooth outcome.
Explain the pros and cons
The benefits of borrowing more on your mortgage will depend entirely on your financial situation and long-term goals. As with any major decision, there are potential risks to consider, and it’s our job to explain these clearly.
Provide additional guidance
As part of our comprehensive service, we also offer advice on repaying your mortgage and consolidating existing debts. We always remind our clients that we’re here for the long haul, not just a one-off transaction.
Trust in our process
Our approach to additional borrowing revolves around your circumstances and reasons for needing extra money. When you work with our team, you’re embarking on a long-term journey with us, not a one-off transaction, and we’ll be there to guide you through the process.
As independent mortgage advisers, we are free to explore the entire market and find a deal tailored to your needs, guaranteeing impartial advice.
Our clients
The real proof of our work is in the trust and results our clients share.